7Twelve

"7Twelve" by Professor Craig Israelsen presents a straightforward approach to building a balanced, multi-asset investment portfolio that aims to enhance performance and reduce risk. The book outlines a strategy that incorporates seven core asset classes through twelve specific mutual funds or ETFs, highlighting its tax efficiency and versatility for both pre-retirement and post-retirement needs. With its clear framework, it offers a practical starting point for investors seeking to develop a well-diversified investment plan.