Falling Short

In "Falling Short," authors Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth address the pressing retirement security crisis facing the United States. They highlight the growing income shortfall caused by longer lifespans, rising health costs, and dwindling support from Social Security and pensions. The guide offers practical solutions, encouraging individuals to consider working longer and saving more, while also proposing policy changes to enhance retirement savings accessibility. This concise work serves as a critical resource for anyone concerned about their financial future in retirement.