Negotiate and Settle Your Debts

Considering debt settlement? This audiobook provides practical, cost-effective strategies for negotiating and settling credit card debt on your own, including sample letters, timelines, and up-to-date information on settlement acceptances as of December 2012. With easy-to-follow steps, it aims to empower you to take control of your financial future and potentially save thousands of dollars. Supplemented by an accompanying reference guide, it reveals insights into the debt settlement process that banks and companies may prefer to keep hidden.